A CIBIL score of 750 or above significantly improves your chances of loan approval at the best interest rates. To improve your score: (1) Pay all EMIs and credit card bills on time — even one missed payment can drop your score by 50–100 points. (2) Keep your credit utilization below 30% of your total credit limit. (3) Avoid applying for multiple loans or cards simultaneously, as each inquiry impacts your score. (4) Maintain a healthy mix of secured and unsecured credit. (5) Check your CIBIL report regularly for errors and dispute any inaccuracies.
At [Jupiter Finance](/), we also work with lenders who consider applications with lower CIBIL scores — so even if your score isn't perfect, reach out for a free assessment.